Comprehensive car insurance typically covers:

Comprehensive car insurance typically covers:

• A. Damage done to the insured's vehicle by a vandal
• B. Damage to the insured's vehicle in a collision
• C. Damage to another vehicle in an accident
• D. Medical expenses for the insured

Answer: (A)

Comprehensive coverage handles damage to your own car from non-collision events, such as vandalism, theft, fire, weather, or hitting an animal. Damaging your car by a vandal is exactly the kind of non-crash event it covers, which is why this option fits best. In contrast, damage from a collision is addressed by collision coverage, damage to another vehicle in an accident is handled by liability coverage (not your own car’s comprehensive), and medical expenses for you are covered by medical payments or PIP, not comprehensive.

Comprehensive coverage handles damage to your own car from non-collision events, such as vandalism, theft, fire, weather, or hitting an animal. Damaging your car by a vandal is exactly the kind of non-crash event it covers, which is why this option fits best. In contrast, damage from a collision is addressed by collision coverage, damage to another vehicle in an accident is handled by liability coverage (not your own car’s comprehensive), and medical expenses for you are covered by medical payments or PIP, not comprehensive.